Banks do not create money for the public good. They are businesses owned by private shareholders. Their purpose is to make a profit.
Money
Everyone is waiting for money. National currency is scarce because its creators keep it scarce. So people are experimenting with new ideas for issuing and organising money.
Maybe you care deeply about the environment or other global issues, or you feel strongly about your local region or community, but you just don't see how local money can help. I hope that this pamphlet will show you connections between what you care about and 'the money problem'.
Money, Community, Development
The purpose of this pamphlet is to explain how local currencies work. Alone they cannot solve all the multiple financial, social and environmental crises we face, but they are an increasingly important part of the answer.